Cash flow is by far the biggest stress point for business owners, whether you’re a business owner or an accountant, adviser or broker working with SME clients, the important thing to note is that unlike the inevitability of death and taxes, there are ways to improve working capital!

The cash flow squeeze is on, there’s no doubt.  The good news is that there are actions business owners can take to maximise their cash flow.  There is a style of finance that, allows you to boost cash flow and relieve the worries, pressure and stress related to day to day financing of the business.  Invoice finance (also known as debtor finance or receivables finance) is a line of credit that smooths out cash flow peaks and troughs for businesses that sell goods or services on credit terms.

Invoice finance means that you receive an advance on invoices already owed, and your funding grows in line with sales.  A business can boost turnover by bringing cash receipts forward, using a line of credit linked to and secured by outstanding accounts receivable.

It’s all about having flexible working capital to support the business, so that the business owner is not wasting valuable hours fretting over bills and unpaid invoices. 

Whether the business is looking to expand, boost working capital, improve your day to day cash flow or even buy a business, our range of debtor finance and trade facilities can help you

For more information about how we can help your business, fill out a quick enquiry form or call us.

www.scotpac.co.nz

Welcome to GM Legal. We’re a small but perfectly formed team of highly skilled professionals who offer a wealth of knowledge, experience and expertise on all matters legal.  We’re approachable, accountable and real.  Our clients come first.  And we pull out all the stops to deliver outstanding results in the most efficient and cost effective way possible.

Having a Will and forming a Trust can give you a sense of security about the future of your personal and business assets.  We’re able to help you take a thoughtful, careful approach to organising your affairs with sound advice on all aspects of the process, including estate planning, gifting, powers of attorney, transferring assets and more.  As well as setting up your Will, we can continue to support and offer advice if your circumstances change at a later stage.  We also specialise in Trust law and offer professional advice regarding establishment and management, as well as related asset planning matters.

We’re good at what we do, and passionate about the way we do it. So for high-end legal services brought to you in a no-fuss, down to earth manner, give us a call today.

www.gmlegal.co.nz

We provide that solution to businesses in New Zealand who wish to sell their debt to us.

We are based in Auckland but buy debts New Zealand-wide.

When we buy your debt, we take on ALL of the cost and risk associated with collecting payment from your debtor.

We have a team that specialises in the collection of debts and we work with specialist Lawyers to get the job done.

Never write off a debt without first assessing whether it is capable of being purchased by us.

www.90nine.co.nz